Tools

For people whose money is in two countries

Your adviser where you live does not understand your Indian assets. Your adviser in India does not understand your tax where you live. These are the tools for the gap between them.

Free · US taxpayers

PFIC cost calculator

What the US excess-distribution rules cost you on Indian mutual funds, with the full year-by-year derivation. The number is available nowhere else, and we give it away.

US · UK · Netherlands

Cross-border diagnostic

Your Indian holdings and your local ones, measured together: currency exposure, concentration, annual cost, and which reporting obligations a position of this shape triggers.

Free

Backtest workbench

Test an allocation with the out-of-sample half held back and the significance bar tightening every time you try another variant. Built to make fooling yourself harder, not easier.

Research

The research library

A decade of investment research published in full — including the twelve strategies that failed their own pre-registered tests. Almost nobody prints that part.

What these will not do

None of them recommends an investment, proposes an allocation, or tells you what to buy or sell. They compute, measure and show evidence; the decisions stay yours. That is a deliberate limit rather than a missing feature — it is what lets us be useful about money in two tax systems without pretending to be your adviser in either.